Roof Source

Filing an Insurance Claim after a Hailstorm

7 Steps To Filing An Insurance Claim For Your Roof Repair

How To Submit an Insurance Claim After a Hailstorm

The aftermath of wind and hail storms can lead to unpleasant leaks and damage that causes a headache. Roof Source is equipped with the knowledge and tools to ensure that the roof over your head is reliable and safe. We take it upon ourselves to help with the insurance claims process to ensure that our clients follow the necessary procedures to report the damages effectively and efficiently. Our goal is to make the process as seamless as possible so you can make the most of your claim. We recommend the following steps for the claim filing process:
Stay Safe & Let The Storm Pass
Stay Safe & Let The Storm Pass
Your safety is our priority. Be sure to wait until the storm passes before you consider assessing any damage. If an emergency occurs, please call us immediately and we will get you in contact with an experienced project manager.
Stay Safe & Let The Storm Pass
Contact Roof Source
Contact Roof Source
After noticing signs of damage, you will want to reach out to a reputable roofing company in your area to take a closer look and provide you with a roof repair estimate. When selecting a residential roofing contractor, be sure to check out their online reviews from sources such as Google, Top Rated Local, or BBB. A quality roofing company will be able to help with the insurance claims process, keep you informed throughout the repair process, and have processes in place to keep your home clean and safe while the roof is being repaired. For more information on selecting a reliable roofing contractor, check out our article “How To Choose the Best Roofing Contractor In Your Area”

It is important to assess the damage done to a roof after a storm. You will want to keep an eye out for signs of damage such as missing shingles and small indentations from hail. Keep in mind that even small signs of damage can create much larger problems in the future so be sure to be thorough when taking a look at your roof. If you notice any signs of damage, please give us a call so we can further inspect your roof. If you prefer, you can give us a call and we can do all of the inspecting on your behalf! This will allow us to document all damage through photographs designed to help with insurance claims.
Contact Roof Source
Schedule An Assessment
Schedule An Assessment
On the day of your assessment, one of our roof inspection specialists will take a closer look at the damaged roof. We will assist you with taking pictures and providing measurements and descriptions of the damaged roof areas to provide to your insurance company. At this point, if filing a claim is the best option, we will advise you to start the claims process by calling your insurance company. We will also ask you to sign a contract allowing us to provide information directly to your insurance company. This allows us to use our resources to make the most of your claim and make the process more seamless for you.
Schedule An Assessment
File A Claim
File A Claim
Reach out to your insurance company to request paperwork for filing a claim. This will begin the claims process. Your insurance company will likely ask for documentation of the damage (which we can help with) and they will provide you with a list of Colorado roofing companies that you can work with. Roof Source is a preferred roofing contractor for many insurance companies in the Northern Colorado region.
File A Claim
Document Any & All Types Of Maintenance
Document Any & All Types Of Maintenance
If you notice that the condition of the roof is deteriorating, document any changes! If you notice any damage done to the interior of your home as a result of a roof leak, be sure to take photos of that damage as well. If you or a professional makes any small repairs to the house during the interim period of getting your roof repaired, keep your receipts!
Document Any & All Types Of Maintenance
Your Insurance Company Will Send An Adjuster & Follow Up
Your Insurance Company Will Send An Adjuster & Follow Up
During this step in the process, your insurance company will send an adjuster to assess the damage of the roof and verify that the information provided in the claim is accurate. Please let your Roof Source project manager know about the adjuster’s time of arrival. This allows our roofing specialists to point out specific spots of damage to help with your claim.

If your roofing project manager is not able to meet directly with the adjuster, we will ensure that all of the information reported by the adjuster is completely accurate. At this point in the process, we will look at every bit of damage documented by your insurance adjuster to make sure you make the most of your claim. Our Roof Source project managers are extremely thorough and detail- oriented and will report back to your insurance company with any damage that may have been missed during the inspection performed by the adjuster.
Your Insurance Company Will Send An Adjuster & Follow Up
Repair Your Roof!
Repair Your Roof!
At this point, Roof Source will bring a team to repair your roof. We use the highest quality materials to help your roof last as long as possible and protect your family. Our team is dedicated to leaving the exterior of your home better than we found it. We maintain a standard of cleanliness throughout the roof repair process and we will keep you informed about upcoming steps and estimated completion times. If you’d like to learn more about what to expect during the roofing process, feel free to check out our blog: Next Steps In The Roof Source Process.
Repair Your Roof!

Other Insurance Questions:

There are many factors that play a role in how long it will take to get your claim approved and finalized. If the insurance company is experiencing a large volume of requests (in the case of a large storm) then it will likely take them longer to respond to your request. This may also delay how quickly they can get an adjuster to check your roof. If you are in a hurry to get your roof replaced or repaired, hiring a public adjuster may be within your best interest to speed up the process. Working with an experienced roofing contractor will also help in ensuring all of the paperwork has been filed properly, therefore speeding up the process. Once the claim has been settled, it can take 30 – 60 days to receive funds for the roof.
Be sure to stay in contact with Roof Source throughout this time period if the conditions of the roof worsen. If you do any small repairs while waiting for the settlement, be sure to keep all receipts! If we are waiting for a claim adjustment, there may be situations where we can get started on the roof before you receive funds. However, in order to ensure you get the correct settlement from your insurance company, we may advise you to get your insurance claim approved and finalized before starting any repairs.
Once you receive funds from your insurance company, you can give us a call to pay your invoice. Roof Source has a policy that the out of pocket deductible amount will not be surpassed unless upgrade requests are made by the customer. Once the roof repair has been completed and the contract fulfilled, the customer is responsible for paying that amount in full.
Hiring a trustworthy roofing contractor in your area will help you in many steps of this process. At Roof Source, we have years of experience working with insurance companies and we know what to specifically take pictures of, measure, and report for your claim. If a full replacement is required, we can provide documentation that outlines that the repairs are not doable or would outweigh the cost of a total roof replacement. Our roofing professionals are also equipped with helping insurance adjusters notice all damage on your roof so you can make the most of your claim.

Another way to help make the claims process smoother is by having a pre- selected local roofing contractor in mind so they can help with you as soon as possible.
You have a right to appeal the payout amount so just keep us informed and we can try to get the claim reassessed. If we are unable to get the claim approved, you can feel free to hire a public adjuster if there is obvious damage to the roof.

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WHAT HOMEOWNERS ARE SAYING ABOUT OUR WORK

Marsha Montano
Marsha Montano
2023-10-25
I cannot recommend this company enough!!!!! Literally the best experience I have had! Charles Lane was my project manager and handled everything. He adjusted to my preferred form of communication and spoke with insurance on my behalf. He was in communication with me through the whole process keeping me updated. I literally am and forever will be grateful for his kindness time and energy he dedicated to my family! This company is amazing!!! Also the roofers that completed the project were super sweet and friendly! Just overall a great experience.
Michelle Allen
Michelle Allen
2023-10-24
I had hail damage and wanted to replace my asphalt roof with a metal one. It looks stunning with incredible attention to detail. Charles took care of everything, made sure I understood the details of the contract and came by almost every day to ensure it was being done right. I highly recommend Roof Source.
Ryguy
Ryguy
2023-10-24
After a series of trips over the spring and summer I finally had enough time to follow up on roof repairs from that big hail storm in May. I had some cards from some other companies and started reaching out. Some never called back, others seems overly pushy, and the rest were getting a bad reputation on Nextdoor. Looking around I could see nearly all my neighbors went with Roof Source, so I gave them a call. I got a hold of Charles Lane who was already familiar with the area and said he'd be right over to take a look at my roof. Sure enough he showed up on time and was able to quickly assess my roof. Next day I got an email and he started working with my insurance company as the project manager for the roof replacement. Charles was able to walk me through the process of dealing with insurance, the solar companies, and each step of the entire project. He was always communicative and able to reach either by text, phone, or coming by the house. He really did a lot of heavy lifting with the details which helped a lot because of my busy schedule. Roof Source was incredibly flexible and agile when it came to scheduling around my solar company. Honestly I was blown away. The crew was able to do the entire job in a single day, which is incredible. One of my neighbors went with a different company and it took 3 days to do a much smaller job. After the work was complete Charles did a through walk through in the evening and did another detailed cleaning check the next morning. The roof looks amazing and their crew did an excellent job with the cleaning. 100% I will go with Charles and Roof Source the next time a big hail storm comes through!
Julie Hall
Julie Hall
2023-10-15
Charles was great. He was prompt, thorough and very knowledgeable. I am grateful for his assistance.
Jessica Fawcett
Jessica Fawcett
2023-10-12
We had our roof replaced by Roof Source with the help of Charles Lane as our project manager and the whole process was FANTASTIC. Charles and Roof Source are incredibly professional, knowledgeable and friendly. Charles worked closely with our insurance which was a huge help. The crew was so fast and respectful of our home and the fact that have little kids and dogs, so they kept the area really safe and clean. They even helped us choose the right style, type, and color shingles. I cannot recommend this company and Charles Lane enough!
Kelly Anderson
Kelly Anderson
2023-10-12
I worked with Charles Lane at Roof Source after he was recommended to me by someone I volunteer with. Charles was responsive and answered my many questions and really worked with me on the price of replacing my roof since my insurance policy wasn’t up to snuff. He got me on the schedule quickly and his crew was done in one day. The crew was very respectful of my property and did any amazing job cleaning up after themselves, which I can’t say I have had the same experience with other work done at my house. He also addressed any questions I had after the roof installation was complete. I’m so happy Roof Source was recommended to me and will be recommending them and Charles to people in the future.
Blake D. Humphrey
Blake D. Humphrey
2023-10-03
Roof Source helped me numerous times. They dealt with everything from permitting, road control, cleanup and on top of that they are truly a world class team. They went above and beyond on the last property I had them put a roof on - I was able to get the color & Class IV roof I wanted and needed for insurance purposes. Thanks guys.
Jesse L. Turner
Jesse L. Turner
2023-09-29
After one of the bad hail storms we had this year, the roof on my apartment building was toast. I worked with Charles Lane at Roof Source and could not have been happier with the outcome, and most importantly: how I was treated. Charles went above and beyond to ensure that the damage was completely fixed, and even found damage that resulted in some upgrades to the property. The high quality shingles that were installed included a complimentary upgrade that lowered my insurance. To top it off, Charles worked directly and tirelessly with the insurance company- providing all the extra proof they required to get the job done and fully covered by them. Top to bottom, a great experience that left me impressed and happy.
Susan M. S. Lindgren
Susan M. S. Lindgren
2023-09-27
I highly recommend Charles Lane IV with Roof Source LLC. Their team completed a solid installation followed by an amazing clean-up job. You can hardly tell they were here except for the new roof! Charles is easy to work with and an incredibly effective go-between with your insurance company. Contact Charles for an honest assessment of your project needs and options.
Rebecca Payne
Rebecca Payne
2023-09-17
If I could give Roof Source and Preston 10 stars I certainly would. Preston was on the ball with the insurance. He went out of his way to make sure we got everything we were entitled to, never giving up, even when they were hard to work with. Preston, you are awesome, I couldn't thank you enough! Thank you Roof Source and Preston for everything you do!

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Eight years ago, I stumbled into the roofing industry after responding to a Craigslist ad promising exotic beach trips for top sales performance. Over four years, I jet-setted to Cancun and Jamaica twice, driven by my sales success. At Roof Source, the difference lies in valuing family and work-life balance, crucial for me as a parent of young children. The company prioritizes building lasting relationships over quick transactions. What I love about my job is the opportunity to assist people in getting new roofs, especially when dealing with unfair insurance practices. Outside of work, I cherish moments with my family and indulge in outdoor activities like hunting, fishing, and camping. My advice to anyone choosing a roofer is to trust your instincts and find someone who genuinely has your best interests at heart.

Tony Ostheimer

Project Manager

In 2017, I ventured into the roofing industry in Sheridan and Gillette, Wyoming, seeking a fresh start alongside my move back to the area. Embracing the role of project manager allowed me to embed myself within the community, fostering relationships and friendships with fellow professionals. The Roof Source Difference, to me, is rooted in genuine human connection and a customer-centric approach, in contrast to the aggressive sales tactics employed by many companies. I find joy in the people I meet and the bonds formed through my work. Outside of Roof Source, I prioritize family time and outdoor activities like hunting, fishing, and golfing. My advice to those seeking a roofer is simple: treat the selection process like an interview, ensuring compatibility on both personal and professional levels for a smoother and more gratifying roofing experience.
As a firefighter with a passion for construction, I found my calling in the roofing industry. I crossed paths with Brendan and Amy through our Crossfit community, and recognizing my need for flexibility, I joined Roof Source. What sets Roof Source apart is our commitment to excellence and community impact. As a project manager, I ensure top-notch quality and personalized service for every roof project. I love the autonomy and responsibility Roof Source offers, allowing me to guide clients through the entire process, from sales to completion. Outside of work, I cherish time with my family, enjoy Crossfit sessions, mountain biking, brewery visits, and walks with our dogs. For anyone seeking a roofer, I advise looking beyond the surface—choose a company like Roof Source that prioritizes quality, thoroughness, and personalized service from start to finish.

Brendan and Amy O'Keefe

Owners / Project Managers

Driven by a desire for continuous growth and a vision to serve his community, Brendan founded Roof Source to provide exceptional roofing services in Northern Colorado and along the Front Range. With a commitment to treating every customer like family, Roof Source has grown from a small venture to a versatile company handling residential, commercial, and industrial projects. Brendan’s passion lies in problem-solving and making a positive impact. Outside of work, he cherishes time with his wife and four boys, often found at sports games or enjoying the outdoors. His advice to those seeking a roofer is to find someone who truly cares, communicates effectively, and holds all necessary certifications, ensuring a memorable and reliable experience.